Are you tired of your business loan or cash advance applications being rejected because of bad credit?
Our bad credit business loans and cash advances have a 90% approval rate and are based upon your total sales volume and your past business history, not credit.
What are the qualifications for our bad credit business loans and cash advances?
- Restaurants, retail or service business
- Accepts credit cards as a form of payment
- Can provide the current processing statements from the past six months with at least $4000 per month in credit card sales
- good standing with landlord with at least one year remaining on lease
- Provide the past six months of bank statements to qualify for larger amounts
- Acceptable personal and business credit
- No open tax liens, judgments or bankruptcies
- One year in business
How does our bad credit business loan and cash advance program work?
With our bad credit business loans and cash advances program cash is advanced to your business, and an automated system is set up to repay the cash advance through withholdings from credit card transactions repaying a portion of your business cash advance every time a customer makes a purchase.
How much of an bad credit business loan or cash advance can your business qualify for?
Our bad credit business loan and cash advance program will allow an advance up to $200,000.
How your business repays the bad credit business loan or cash advance.
A small percentage of each credit card transaction will be collected through a preferred processing bank.
Will your business receive the same low rates as their existing credit card processing account?
Yes, we will match current processing rates.
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How we determine the size of the bad credit business loan or cash advance your business can
qualify for.
The size of the allowed bad credit business loan or cash advance is determined by your business's average credit card volume over a 90-120 day period. We will give your business the largest amount based upon the documentation provided by your business (bank statements and sales tax receipts that supports total sales volume) and you can decide how much you would like to accept. If your business decides not to take the entire allowed amount on the first funding, you may contact us anytime to request the unused portion.


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